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We have built a strong reputation as an outstanding bank, serving the lending needs of real estate professionals, builders and individual homebuyers throughout the state. We’re a full service bank with an experienced staff offering expertise in every area of mortgage lending.from purchase to refinance to construction lending.

To guarantee a rate, you must submit an application to U.S. Bank and receive confirmation from a mortgage loan officer that your rate is locked. Application can be made by calling 877-303-1639, by applying online, or by meeting with a mortgage loan officer.

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To guarantee a rate, you must submit an application to U.S. Bank and receive confirmation from a mortgage loan officer that your rate is locked. Application can be made by calling 877-303-1639, by applying online, or by meeting with a mortgage loan officer.

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As a locally owned and operated bank, we at Citizens Guaranty Bank aim to be a community resource for your business and personal financial needs.

Each eligible Guaranty Bank account may be enrolled in the Interbank Transfer service within Online Banking. Interbank Transfer is an option on the submenu of the "Accounts" tab. To sign up, click "Interbank Transfer" and follow the enrollment process. All of your non-Guaranty Bank accounts will be required to complete a verification process.

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Mortgage Loans. Find the dream loan to match your dream home. Learn More. Welcome to Lumbee Guaranty Bank Since 1971, Lumbee Guaranty Bank has been providing financial services to the communities of Robeson, Hoke, Cumberland and beyond.

For your convenience, we have provided the following conversion-related materials and tips to expedite your transition to Independent Bank. DEBIT CARD ACTIVATION You should have received your new Independent Bank debit card. Your Guaranty Bank debit card is no longer active. To activate your new Independent Bank debit card, call 800.992.3808.

He asserted that mortgage guarantee is credit risk enhancement that could vary from 5 to 25 percent, whereby the mortgage.

Defaulting On Home Loans A strategic default is the decision by a borrower to stop making payments (i.e., to default) on a. The process of strategically defaulting on a home mortgage has been. Foreclosure of the borrower's house will result in a negative entry on the borrower's credit rating, possibly making obtaining loans in the future more difficult.

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