A wide range of mortgage options exist for first-time home buyers through the Georgia Dream program, including 30-year fixed-rate Federal Housing Administration (FHA), Veterans Affairs (VA) and U.
What Is A Usda Loans The United States Department of Agriculture offers home loans to families who make below a certain amount of money and do not have adequate housing for their needs. To qualify for a USDA loan, families must meet credit requirements, including income requirements and debt-to-income ratios.Buying A House Loans We know applying for your first mortgage loan and navigating a complex housing market can be daunting. At U.S. Bank, we want your first home purchase to be a rewarding experience and we’re here to help first-time home buyers any way we can. Your mortgage loan officer can answer any questions you may have along the way.